Product Review

Best HVAC Filters 2026: Top Picks for Clean Air & System Protection

We tested 15+ HVAC filters for particle capture, airflow impact, and value. Here's how to choose the right MERV rating and our top picks for every need.

Updated: January 202610 min read15+ filters tested

Understanding MERV Ratings

MERV (Minimum Efficiency Reporting Value) measures how well a filter captures particles. Higher isn't always better—too high can restrict airflow and damage your system.

1-4
MERV
Minimal Filtration
Catches large debris. Only protects equipment, not air quality.
❌ Not recommended
5-8
MERV
Basic Filtration
Catches dust, pollen, mold spores. Good for homes without allergies.
✓ Budget option
9-12
MERV
Better Filtration
Catches pet dander, dust mites, fine dust. Great for most homes.
✓ Best for most
13-16
MERV
Superior Filtration
Catches bacteria, smoke, virus carriers. For allergies/respiratory issues.
✓ Best for allergies
17-20
MERV
HEPA-Level (Hospital Grade)
Too restrictive for residential HVAC. Can damage your system.
⚠️ Not for homes

Our Recommendation: MERV 11-13 hits the sweet spot for most homes. It captures allergens without restricting airflow. Check your system's max MERV rating in the manual—most handle MERV 13 fine, but older systems may need MERV 11 or lower.

Detailed Reviews

#1 Best Overall

Filtrete 1900 (MERV 13)

4.8/5
~$7-9 each (3-pack)
per filter
MERV Rating
13
Thickness
1 inch
Change Every
Every 90 days
Pack Price
$22-28
Captures
Bacteria, virus carriers, smoke, allergens

What We Like

  • Excellent filtration without restricting airflow
  • Captures 99% of airborne particles
  • Electrostatically charged for better capture
  • Fits most standard systems

What Could Be Better

  • Premium price
  • May need more frequent changes in dusty homes
  • Overkill for some households

Our Verdict: The best balance of filtration and airflow for most homes. MERV 13 captures COVID-sized particles while working with standard HVAC systems.

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#2 Best Value

Nordic Pure MERV 12

4.7/5
~$6-7 each (6-pack)
per filter
MERV Rating
12
Thickness
1 inch
Change Every
Every 90 days
Pack Price
$35-45
Captures
Dust, pollen, mold, pet dander, dust mites

What We Like

  • Excellent price per filter
  • Made in USA
  • Consistent quality
  • Great for allergies

What Could Be Better

  • Slightly lower filtration than MERV 13
  • Less brand recognition
  • Fewer size options

Our Verdict: Best value for allergy sufferers. Nordic Pure delivers near-premium filtration at a budget price. The 6-packs make subscription-free buying easy.

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#3 Best Budget

Filtrete Basic (MERV 5)

4.3/5
~$4-5 each (4-pack)
per filter
MERV Rating
5
Thickness
1 inch
Change Every
Every 30-60 days
Pack Price
$15-20
Captures
Lint, dust, pollen, dust mite debris

What We Like

  • Very affordable
  • Maximum airflow
  • Protects HVAC equipment
  • Change monthly for best results

What Could Be Better

  • Minimal allergen capture
  • Won't help with pet dander or smoke
  • Needs frequent changes

Our Verdict: Good for households without allergies or pets. Protects your HVAC from large particles at minimal cost. Not recommended for air quality concerns.

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#4 Best for Allergies

Honeywell Elite Allergen (MERV 13)

4.6/5
~$8-11 each (3-pack)
per filter
MERV Rating
13
Thickness
1 inch
Change Every
Every 90 days
Pack Price
$25-32
Captures
Allergens, bacteria, virus carriers, smoke

What We Like

  • Antimicrobial coating
  • Captures microscopic allergens
  • Trusted brand
  • Good for respiratory issues

What Could Be Better

  • Higher price
  • Slightly more airflow restriction
  • Antimicrobial may not matter much

Our Verdict: Best for severe allergy sufferers. The antimicrobial coating provides extra peace of mind, though Filtrete 1900 performs similarly at lower cost.

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#5 Best 4-Inch

Filtrete Deep Pleat (MERV 12)

4.7/5
~$28-35 each (1-pack)
per filter
MERV Rating
12
Thickness
4 inch
Change Every
Every 6-12 months
Pack Price
$28-35
Captures
Allergens, bacteria, odors, smoke

What We Like

  • Only change 1-2x per year
  • More surface area = better airflow
  • Great filtration
  • Less hassle

What Could Be Better

  • Requires 4" filter slot
  • Higher upfront cost
  • Not compatible with all systems

Our Verdict: If your system takes 4" filters, this is the way to go. Better filtration, better airflow, and you only change it twice a year.

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How to Find Your Filter Size

  1. 1
    Check your current filter. The size is printed on the frame (e.g., 20x20x1, 16x25x4).
  2. 2
    Measure if no label. Measure length × width × depth. Round to nearest inch.
  3. 3
    Check actual vs nominal size. A "20x20x1" filter is actually ~19.5x19.5x0.75". This is normal—order the nominal size.

Common sizes: 16x20x1, 16x25x1, 20x20x1, 20x25x1, 20x25x4. If you have an odd size, Filtrete and Nordic Pure offer the most size options.

Affiliate Disclosure: SageHome earns a commission from qualifying purchases. This doesn't affect our editorial independence. See our editorial policy.

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